Surprises are not my thing especially when it comes to unexpected bills. Sadly, I have had my share of insurance bills that swept me off my feet. I know the good Lord never givrs us more than we can handle, but I also know he blesses us with wisdom and discernment so this year I used that gift.

We were literally scheduled to get an EEG in 15 minutes that no one could tell me with confidence how much we would pay. Several phone calls later and I made the decision to cancel. Nothing like getting in debt over a cost that you could have got cheaper somewhere else.

The procedure could wait so I feel really good about it postponing something that might have caused stress in a few weeks when the bill came. I think it is wise wisdom for all of us…life is full of curveballs so when you can…find out first!